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Overview
Two great children’s savings accounts
It’s never too early to start saving! At AFFCU, we’ve got two great savings accounts for children, depending on their age. Our Coindexter Kids Club Savings Account is for kids 0-12 years of age, and comes with free savings resources and fun financial programs. Our JetSpace Club savings account is for teens 13-17 years of age. With these accounts comes:
- Access to online and mobile banking
- Great interest rates
- Parents can freely contribute deposits
- Access to Coindexter Kids Savings Club
Coindexter Kids Club Savings Account
Our Coindexter account is for kids 0-12, and comes with free savings resources and fun financial programs. Coindexter Kids Club members receive access to the Coindexter Kids Savings Club, a membership card, special quarterly Club newsletters, birthday cards and other special mailings. Plus, parents can freely make deposits.
JetSpace Teen Club Savings Account
Our JetSpace savings account is for teens 13-17, and these members will receive access to AFFCU’s CyberMAT and mobile banking, a membership card, and guaranteed safety for their funds. Earn higher interest on your savings, all while enjoying the convenience of online and mobile banking.
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Kids Club
Coindexter Kids Club Savings Account
One of the best ways to ensure your child grows up financially responsible is to teach them about how to save, spend, manage and invest their money. AFFCU offers the Coindexter Kids Club Savings Account for members who are 12 years and younger, and the account can be opened with as little as $5.00. With the Coindexter Kids Club Savings account, your child will receive:
- Free quarterly newsletters
- Special birthday cards
- Free membership to the Coindexter Kids Club Savings Club
The Coindexter Club App
The new Coindexter Club app offers exciting and educational resources to teach children the importance of financial literacy. The Coindexter Club app features games and videos about how to earn, save, spend, manage and invest money. Get access by scanning the QR code directly from the quarterly newsletters.
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JetSpace Club
JetSpace Teen Club Savings Account
Managing personal finances is one of the most critical skills we can teach our children as they enter their teenage years. Many teens struggle to comprehend the importance of saving their money, and without the proper financial guidance, they may never learn what it’s like to achieve the goal of financial freedom.
- Monitoring – Our JetSpace Club Savings Account is co-signed by a parent/guardian with monitoring rights
- Flexibility for Parents – Parents can freely make deposits to the account
- Dividends – Earn great interest rates
- Convenience – Parents and teens will both have 24/7 access to the GoAFFCU mobile app and CyberMAT online banking
Putting Teens on the Road to Financial Independence
With the help of AFFCU, your teen can now begin to experience and learn the financial motto adults live by: “Pay Yourself First, Pay Your Bills and Have Some Fun”. A savings account can them them start paying themselves and have fun!
For more details or to open an account, visit any branch office or call 210.673.5610 or 800.227.5238.
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. Enrollment required for Cash Rewards program.
*Must have a parent or legal guardian named as joint on the account. Member eligibility required.
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Questions
Frequently Asked Questions
- How much do I need to open an account?Both the Coindexter and JetSpace savings accounts can be opened with just $5.00.
- Do I need to have a parent on the account?Yes, you must have a parent or legal guardian named as joint on the account. If there is a legal guardian, guardianship papers will be required.
- Am I eligible for a debit card with either of the Youth Savings accounts?No, neither of the Youth Savings accounts is eligible for a debit card.
How can we help you succeed?
- What would you like to borrow for?
- A home
- Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
- A vehicle
- Cool! Are you looking for a regular car, or something a little more adventurous?
- Something adventurous
- Awesome! We have low rates and long terms for all kinds of exciting vehicles, including Boats, RVs, and Motorcycles.
- A regular car is fine with me
- Sounds good! We have low rates available for both new and used
Auto Loans. We can also Refinance your current loan with another institution.
- Sounds good! We have low rates available for both new and used
- Something adventurous
- Cool! Are you looking for a regular car, or something a little more adventurous?
- An education
- Right on! We have Student Loans available through our trusted partner, Sallie Mae.
- Something else
- Sounds good! Are you more interested in a lump sum or a line of credit?
- Lump sum
- Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
- Line of credit
- Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
- Lump sum
- Sounds good! Are you more interested in a lump sum or a line of credit?
- I’m mostly interested in a credit card
- Sounds good! Be sure to check out our Platinum Credit Card. It’s one of the best deals around, and includes plentiful rewards.
- A home
- What would you like help with?
- Accessing my accounts
- Okay, how would you like to access your accounts?
- Online
- Ok! Is this is your first time using Online Banking?
- Yes
- Sounds good. You can enroll in Online Banking right here. You’ll need your social security number and AFFCU member number.
- No
- Great. To access your account, simply click “Login” in the upper right hand corner of the page.
- Yes
- Ok! Is this is your first time using Online Banking?
- On my mobile device
- Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
- Online
- Okay, how would you like to access your accounts?
- Opening a checking account
- Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
- Signing up for eStatements
- Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
- Running my small business
- Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
- Getting insurance
- Perfect, we offer discounts on auto, home and life insurance through our partner, Trustage.
- Accessing my accounts
- What would you like to save for?
- The holidays
- Nice! We think you’ll love our Christmas Club account.
- I’d like to open a savings account for my child
- Great idea! We have several Youth Savings accounts available, depending on your child’s age.
- Something else – and I’d like to earn a good interest rate
- Do you have some money saved up already?
- Yes, quite a bit
- Nice! Are you okay with leaving your money untouched for a while?
- Sure
- Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
- I’d prefer to make withdrawals when I need to.
- Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
- Sure
- Nice! Are you okay with leaving your money untouched for a while?
- Not much
- No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
- Yes, quite a bit
- Do you have some money saved up already?
- I’d prefer just a basic savings account
- Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
- The holidays