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Savings Accounts

Start Saving Today

For a Better Tomorrow

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  • Discover the benefits of an AFFCU Savings Account

    Not only does an AFFCU Savings Account pay better interest than you’ll see at most financial institutions, it also opens you up to a whole new world of possibilities. A $5.00 opening deposit into your AFFCU Savings Account establishes your lifetime membership and gives you a share of ownership. As an AFFCU member, you’ll have access to our low-rate loans, reward programs, and numerous special benefits. You’ll be able to open any of our other savings accounts, including IRAs, Money Market, Share Certificates and Christmas Club accounts.

    • $5 minimum deposit to open
    • $5 minimum balance required
    • No monthly service fees
    • Enjoy higher-than-average dividends paid monthly
    • Guaranteed safety of your funds by the NCUA

    “I have been a member as far back as I can remember and have been very satisfied. This week I ran into a problem and the representative went beyond my expectations. I truly appreciate him. Thank you.”

    Mary DeGeus
    Get Started

    Open your savings account online, by phone, or in person at one of our branches.

    Open Account

    FREE Savings Interactive Lesson

    Understanding the various types of savings accounts available to you and the way these accounts earn interest is one great way to increase savings even further. Let’s explore how you can make savings work for you.


    FREE Emergency Savings Interactive Lesson

    Explore how to develop health savings habits so you can feel more confident about your financial well-being.


    FREE Budgeting Interactive Lesson

    Have you ever run out of money before the end of the month? Determine your monthly income and expenses to create a budget so you know where your money is going instead of wondering where it went.


  • Type Savings Rates

    Rates Effective as of: 12-07-2021
    Account Minimum Balance Dividend Rates APY*
    Regular Share Account $5.00 0.10% 0.10%
    Secondary Share Account $0.00 0.10% 0.10%

    * APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.

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