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For a limited time, open up a 9-month term Patriot Share Certificate at a special rate of 2.02% APY*. Whether you’re looking to save for a down payment on a home, your upcoming retirement or add to your vacation fund, with the AFFCU Patriot Share Certificate, you are bound to reach your short and long-term savings goals in no time.
Interested in growing your money even more? Add up to an additional 20 basis points to your certificate through our Member Rewards program! Act now by calling, visiting a branch, or opening your Patriot Share Certificate online today.
Not an AFFCU member? Become one today! Take the easy steps to join here.
* APY = Annual Percentage Yield
1 Minimum deposit to open is $1,000.
Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
Fees: Penalty will be imposed for early withdrawal. All 9-month share certificates will renew at the 9-month share certificate rate and term.
Membership eligibility required.
- Open with a minimum balance of $1,0001
- 9-month term at 2.02% APY*
- Earn a higher dividend with Member Rewards
“I came into a branch to apply for a car loan and got it. I’m very excited for the opportunity to drive something new. Thanks AFFCU!”Jordan Olson, member since 2017Ready to start saving?
Open your share certificate online now and save with confidenceStart Saving Today!
Want an even better rate?
Your AFFCU membership can help with that!Find out more
Get an even better rate on your share certificate with AFFCU Member Rewards. Earn up to an additional 20 basis points on top of your rate for things like having a loan or a checking account with direct deposit. Learn more now [link to Member Reward page]! You can get an even better rate for your share certificate through AFFCU's special bonus reward program. If you have other loans with AFFCU, or accounts in good standing, we'll give you up to 20 extra basis points.
Savings Interactive Lesson
Learn how to save so you can contribute more to your share certificate through the AFFCU Financial Education Center. Learn about setting savings goals and how to start saving.GET STARTED
Type Patriot Share Certificate RateRates Effective as of: 06-19-2019
Term Minimum Balance: $1,000 1 $2,500 $12,500 $25,000 $100,000 9 Months (276 calendar days) Dividend Rates 2.00% 2.00% 2.00% 2.00% 2.00% Open Account APY 2.02% 2.02% 2.02% 2.02% 2.02%
• The preceding rates are effective on May 28, 2019, and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.
• APY = Annual Percentage Yield
• Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. All 9-month share certificates will renew at the 9-month share certificate rate and term. Membership eligibility required.
1 Minimum deposit to open is $1,000.
Frequently Asked Questions
What is the AFFCU Patriot Share Certificate?
It is a high-earning share certificate that can be purchased from May 28, 2019 through July 5, 2019.
What rate is being paid on the Patriot Share Certificate?
The initial Certificate will earn a fixed rate of 2.02% APY!
What is the term of the Patriot Share Certificate?
The Certificate will mature 9 months (276 calendar days) from the date of purchase.
What is the minimum amount required to purchase a Patriot Share Certificate?
There is a minimum required balance of $1,000.
Will Member Rewards apply to the Patriot Share Certificate?
Yes, if you qualify, you can receive a 20 basis point bonus reward on your certificate rate.
Can I add funds to the Patriot Share Certificate?
No additional deposits may be made to the Patriot Share Certificate once it has been opened except for the crediting of dividends.
- Can I apply for the Patriot Share Certificate online?
When will dividends be paid to the Patriot Share Certificate?
Dividends will be credited monthly on the same numeric day the Certificate is opened with the exception of an account opened on a numeric day of the month that does not happen every month, in which case the dividends will be credited on the last day of the month.
If I choose to automatically renew my Patriot Share Certificate at maturity, what rate will I earn?
If you choose to automatically renew your Patriot Share Certificate, at maturity it will renew for another 9 months at the prevailing rate on the date of maturity.
What happens if I have to make an early withdrawal?
You can withdraw earned dividends on the account at any time without penalty. A withdrawal of dividends will affect the earned APY. An early withdrawal of principal will result in a penalty equal to one-half of the dividends that would accrue to the account between the date of withdrawal and the maturity date. Should a withdrawal result in a balance less than $1,000, the full balance must be withdrawn.
Is there is a maximum amount I can have in one share certificate?
No, there is no limit. You can place as much money as you’d like in a share certificate.
Can I have more than one Patriot Share Certificate?
Yes, a member can open multiple Patriot Share Certificates.
For more information or if you have a question, please get in touch with us.Contact Us
- What is the AFFCU Patriot Share Certificate?