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AFFCU Mobile

Free - On the App Store


AFFCU Mobile

Free - On the App Store

Money Market

A better way to save

High interest savings with a flexible twist

Open Account
  • How it works

    A money market account at AFFCU earns higher dividends than that of a basic savings account, and allows you to access your cash when you need it most. The larger the deposit, the higher the interest rate in exchange. For AFFCU money market accounts, you’ll need to deposit at least $2,500 in order to earn the higher rate.


    You can make an unlimited number of deposits on the account. You can also make up to 6 withdrawals and transfers each month so you can access your cash when you need it, and still have the opportunity to keep earning more on your savings.

    • Open your account with a minimum of $2,500
    • No minimum required for check withdrawals
    • Make unlimited deposits
    • Earn a higher interest rate than a regular savings account

    “AFFCU is awesome! They treat me like family whenever I walk into any branch. They care about your financial situation and take the time to help you improve your credit."

    Joe Fernandez, member since 2013
    Start saving more

    Open your account right here, right now

    Open Account

    Savings Interactive Lesson

    Learn how to save so you can contribute more to your money market account through the AFFCU Financial Education Center. Learn about setting savings goals and how to start saving.


  • Type Money Market Rates

    Rates Effective as of: 07-21-2019
    Account Minimum Balance Dividend Rates APY*
    Money Market Account $0.01 – $2,500.00 0.05% 0.05% Open Account
    $2,500.01 – $25,000.00 0.25% 0.25%
    $25,000.01 – $50,000.00 0.25% 0.25%
    $50,000.01 – $100,000.00 0.25% 0.25%
    $100,000.00 and up 0.25% 0.25%

    * APY = Annual Percentage Yield as of June 1, 2018

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required. Minimum $250 daily balance required to avoid $10.00 monthly service fee.

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