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Money Market

A better way to save

High interest savings with a flexible twist

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  • How it works

    A money market account at AFFCU earns higher dividends than that of a basic savings account, and allows you to access your cash when you need it most. The larger the deposit, the higher the interest rate in exchange. For AFFCU money market accounts, you’ll need to deposit at least $2,500 in order to earn the higher rate.

     

    You can make an unlimited number of deposits on the account. You can also make up to 6 withdrawals and transfers each month so you can access your cash when you need it, and still have the opportunity to keep earning more on your savings.

     

     

     

    * APY = Annual Percentage Yield as of December 1, 2019

     

    – Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $2,500.00 opening deposit required. Minimum $250 daily balance required to avoid $10.00 monthly service fee.

    • Open your account with a minimum of $2,500
    • Make unlimited deposits
    • No monthly fee with minimum $250 balance

    “AFFCU is awesome! They treat me like family whenever I walk into any branch. They care about your financial situation and take the time to help you improve your credit."

    Joe Fernandez, member since 2013
    Start saving more

    Open your account right here, right now

    Open Account

    FREE Savings Interactive Lesson

    Understanding the various types of savings accounts available to you and the way these accounts earn interest is one great way to increase savings even further. Let’s explore how you can make savings work for you.

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    FREE Family Conversations About Money Interactive Lesson

    Although money concerns may put a strain on relationships and conversations about money can be stressful, having family conversations proactively may help.

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    FREE Financial Health Article

    Set your calendar every year for good financial health. Pay your bills on time, limit opening too many credit accounts, and keep an eye on your credit report.

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  • Type Money Market Rates

    Rates Effective as of: 12-01-2020
    Account Minimum Balance Dividend Rates APY*
    Money Market Account Up to $2,500.00 0.250% 0.25%
    $2,500.01-$25,000.00 0.250% 0.25%
    $25,000.01-$50.000.00 0.300% 0.30%
    $50,000.01-$100,000.00 0.350% 0.35%
    $100,000.01 and up 0.400% 0.40%

    * APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required. Minimum $250 daily balance required to avoid $10.00 monthly service fee.

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