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AFFCU Mobile

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Youth Checking

Teach your teen financial independence

Boost your teenager's financial responsibility with a checking account you can monitor.

Open Account
  • A checking account with accountability

    It’s essential to teach good financial principles from a young age. AFFCU is here to help get the process started. We have a checking account available for teens ages 13-17. You can open one for them right now—and still keep a close eye on it with full monitoring rights. It’s the perfect way to ensure they’re ready for a debit card and the financial responsibility that comes along with it.

     

     

     

    Disclosures
    1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. Enrollment required for Cash Rewards program.

    • Free VISA® Debit Card with 12¢ cash rewards1
    • No monthly fees or minimum balance
    • Optional share overdraft transfer2
    • 24/7 access to mobile app and online banking
    • Account is co-signed by parent/guardian, who has monitoring rights

    “What isn’t to love about AFFCU? Great customer service, great products, and overall great experiences! Thank you for always being there to take care of my financial needs for over 30 years! I will continue to be a member for life!”

    Debra Prothro, member since 1983
    Open a Jetspace Teen Checking Account

    Open an account for your teen today.

    Open Account


    1 Transactions that qualify for Cash Back Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Back Rewards. The credit union reserves the right to determine if transactions processed under the Cash Back Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. All transactions under $5.00 do not qualify for the program reward.
    2 There is a fee for this service.

  • Frequently Asked Questions

    Help

    For more information or if you have a question, please get in touch with us.

    Contact Us

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Sounds good! Are you more interested in a lump sum or a line of credit?
        • Lump sum
          • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
        • Line of credit
          • Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
    • I’m mostly interested in a credit card
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.

Notices:

All AFFCU branches and operations will be closed all day on Monday, January 21 in observance of Martin Luther King, Jr. Day. CyberMAT Online Banking and the Go AFFCU mobile banking app are always available to you.

Due to system maintenance, CyberMAT Online Banking, MAT telephone teller and mobile app will be unavailable on Sunday, January 20 from 12:00 AM CST to approximately 6:00 AM CST. We apologize for any inconvenience.

A government shutdown is in effect. AFFCU has assistance options to support those members affected. If you feel you will need assistance, please contact the credit union for more information.