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Overview
A checking account with accountability
It’s essential to teach good financial principles from a young age. AFFCU is here to help get the process started. We have a checking account available for teens ages 13-17. You can open one for them right now—and still keep a close eye on it with full monitoring rights. It’s the perfect way to ensure they’re ready for a debit card and the financial responsibility that comes along with it.
Disclosures
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. Enrollment required for Cash Rewards program.
- Free VISA® Debit Card with Cash Rewards1
- No monthly fees or minimum balance
- Optional share overdraft transfer2
- 24/7 access to mobile app and online banking
- Account is co-signed by parent/guardian, who has monitoring rights
“What isn’t to love about AFFCU? Great customer service, great products, and overall great experiences! Thank you for always being there to take care of my financial needs for over 30 years! I will continue to be a member for life!”
Debra Prothro, member since 1983FREE Checking Accounts Interactive Lesson
Having a checking account may be an effective tool for meeting your financial needs and tracking your budget. You will explore how to choose, open, and use your checking account.
GET STARTEDFREE Mobile and Online Banking Interactive Lesson
Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.
GET STARTEDFREE Family Conversations About Money Interactive Lesson
Although money concerns may put a strain on relationships and conversations about money can be stressful, having family conversations proactively may help.
GET STARTED
1 Transactions that qualify for Cash Back Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Back Rewards. The credit union reserves the right to determine if transactions processed under the Cash Back Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. All transactions under $5.00 do not qualify for the program reward.
2 There is a fee for this service.
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Questions
Frequently Asked Questions
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How much does it cost to open a JetSpace Checking Account?
You can open an account for just $25. After that, you will not need to maintain a minimum balance to keep the account open.
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Do I have to have a JetSpace Savings account in order to open a JetSpace Checking account?
Yes, you must have a JetSpace Savings account open in order to open the JetSpace Checking account.
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Is there a monthly service fee for this account?
No, there is not a monthly service fee for this account.
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What happens to my account when I turn 18 years of age?
When you turn 18, your JetSpace Checking account will automatically convert to a Value Checking. A letter will be mailed with the option to convert your account to a premium checking account.
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Can I get a debit card with this account?
Yes, both the primary and joint can have a debit card.
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Can I order checks with this account?
Yes, you can order checks for this account.
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How much does it cost to open a JetSpace Checking Account?
Youth Checking
Teach your teen financial independence
Boost your teenager's financial responsibility with a checking account you can monitor.
Open AccountHow can we help you succeed?
- What would you like to borrow for?
- A home
- Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
- A vehicle
- Cool! Are you looking for a regular car, or something a little more adventurous?
- Something adventurous
- Awesome! We have low rates and long terms for all kinds of exciting vehicles, including Boats, RVs, and Motorcycles.
- A regular car is fine with me
- Sounds good! We have low rates available for both new and used
Auto Loans. We can also Refinance your current loan with another institution.
- Sounds good! We have low rates available for both new and used
- Something adventurous
- Cool! Are you looking for a regular car, or something a little more adventurous?
- An education
- Right on! We have Student Loans available through our trusted partner, Sallie Mae.
- Something else
- Sounds good! Are you more interested in a lump sum or a line of credit?
- Lump sum
- Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
- Line of credit
- Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
- Lump sum
- Sounds good! Are you more interested in a lump sum or a line of credit?
- I’m mostly interested in a credit card
- Sounds good! Be sure to check out our Platinum Credit Card. It’s one of the best deals around, and includes plentiful rewards.
- A home
- What would you like help with?
- Accessing my accounts
- Okay, how would you like to access your accounts?
- Online
- Ok! Is this is your first time using Online Banking?
- Yes
- Sounds good. You can enroll in Online Banking right here. You’ll need your social security number and AFFCU member number.
- No
- Great. To access your account, simply click “Login” in the upper right hand corner of the page.
- Yes
- Ok! Is this is your first time using Online Banking?
- On my mobile device
- Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
- Online
- Okay, how would you like to access your accounts?
- Opening a checking account
- Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
- Signing up for eStatements
- Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
- Running my small business
- Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
- Getting insurance
- Perfect, we offer discounts on auto, home and life insurance through our partner, Trustage.
- Accessing my accounts
- What would you like to save for?
- The holidays
- Nice! We think you’ll love our Christmas Club account.
- I’d like to open a savings account for my child
- Great idea! We have several Youth Savings accounts available, depending on your child’s age.
- Something else – and I’d like to earn a good interest rate
- Do you have some money saved up already?
- Yes, quite a bit
- Nice! Are you okay with leaving your money untouched for a while?
- Sure
- Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
- I’d prefer to make withdrawals when I need to.
- Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
- Sure
- Nice! Are you okay with leaving your money untouched for a while?
- Not much
- No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
- Yes, quite a bit
- Do you have some money saved up already?
- I’d prefer just a basic savings account
- Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
- The holidays