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Elite Checking
Elite Checking
At AFFCU, when we say ‘elite’, we mean ‘elite’. Our most exclusive checking account with the most premium benefits. This low-fee account is for those who are interested in earning high interest rates and the best benefits we offer:
- Three FREE Boxes of Standard Checks Per Calendar Year
- Unlimited FREE AFFCU VISA® Gift Cards
- Higher Paid Dividends on Account Balances
- Cash Back Rewards
- No AFFCU Foreign ATM Transaction Fees
- No AFFCU Foreign ATM Inquiry Fees
- Courtesy Pay2 up to $1,000
- No Overdraft Protection Transfer Fees
Disclosures :
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
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Plus Checking
Plus Checking
The AFFCU Plus Checking Account is ideal for those who are looking for standard features with some added benefits. This account is designed for those who want to add some great value to their way of banking.
- Two FREE Boxes of Standard Checks Per Calendar Year
- Cash Back Rewards1
- No AFFCU Foreign ATM Transaction Fees
- No AFFCU Foreign ATM Inquiry Fees
- Courtesy Pay2 up to $750
- Dividends Earned
Disclosures:
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
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Advantage Checking
Advantage Checking
More perks for little to no cost? Sign me up! This account is specifically designed for those who are looking for a little something extra.
- One FREE Box of Standard Checks Per Calendar Year
- Cash Back Rewards1
- Courtesy Pay2 up to $500
- Dividends Earned
Disclosures:
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
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Value Checking
Value Checking
Simple, secure, effective, and 100% free! Our Value Checking account is the perfect everyday checking account with no monthly service fee and no minimum balance required.
- Visa Debit Card (Signature and Pin-Based Transactions)
- Access to nearly 30,000 Surcharge-Free CO-OP ATMs
- Access to Shared Branch Network (After 30 days)
- FREE CyberMAT Online Banking
- MAT Telephone Banking
- FREE AFFCU Mobile Banking App (Android and iPhone)
- FREE Online Bill Pay and Popmoney (person to person)
- FREE eStatements
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SAF-T Account
SAF-T Account
The perfect account for members who want a no-check checking account that safeguards against various fees.
This account is also ideal for members whose employers do not offer Direct Deposit and have their payroll loaded on to a reloadable debit card.
Benefits of a SAF-T account
- No monthly fee
- Auto sign up for eStatements1
- No statement, bad address, dormant account, overdraft Protection, Courtesy Pay, or NSF fees
- Free CyberMAT online banking and mobile banking app
- Debit-only transactions 4
- Access to 30,000 surcharge-free CO-OP ATMs nationwide & worldwide 5
Disclosures:
1 eStatements are a requirement to keep the SAF-T account open.
2 Some service fees may apply.
3 Courtesy pay is not offered.
4 PIN based transactions only, no credit transactions.
5 Member will be responsible for out-of-network and foreign ATM fees.
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Compare Checking Accounts
Features of new checking accounts – Effective April 30, 2018
SAF-T Checking Value Checking Advantage Checking Plus Checking Elite Checking Initial Deposit $25 $25 $25 $25 $25 Monthly Fee $0 $0 $4 $5 $6 Minimum Balance to avoid service fee N/A N/A $500 $750 $50,000 Courtesy Pay 1 X X X Access to nearly 30,000 surcharge-free ATMs 2 X X X X X Shared Branching at nearly 5,000 locations and over 2,000 kiosks X X X X X Free Visa® Debit Card 3 Pin only X X X X Free Online Bill Pay X X X X X Free Online Banking and Mobile App Cash Rewards 4 X X X Competitive Dividends X X Best APY! NCUA Insured X X X X X Additional Enhancements X X X Disclosures:
1 eStatements are a requirement to keep the SAF-T account open. Courtesy pay is not offered on SAF-T and Value Checking Accounts.
2 Member will be responsible for out-of-network and foreign ATM fees.
3 PIN based transactions only, no credit transactions.
4 Some service fees may apply.