You Deserve the Best
Make your day-to-day banking quick and easy!Open an Account
Discover the Benefits of an AFFCU Checking Account:
• High Dividend Rates*
• Access the GoAFFCU mobile app
• Free Box(es) of Checks*
• Pay Your Bills Online
• Courtesy Pay*
• Deposit Checks from your Mobile Device
• Free eStatements
• Access to all AFFCU branches, over 5,000 Shared
Branch locations, and nearly 30,000 CO-OP ATMs
• Free Online Banking
• Be instantly rewarded with access to the AFFCU
membership rewards program
* Value and SAF-T accounts do not qualify for dividends, courtesy pay, or free boxes of checks.
Find the checking account that’s right for you.
Our most exclusive checking account with the most premium benefits. Enjoy all of the benefits of Plus Checking, plus other premium benefits including:
Rates As High As 0.93%!
Three FREE Boxes of Standard Checks Per Calendar Year
Fee-Free AFFCU Visa® Gift Cards
The ideal checking account with some added benefits at a great overall value. Enjoy all of the benefits of Advantage Checking, plus other benefits including:
Courtesy Pay up to $750
Two FREE Boxes of Standard Checks Per Calendar Year
No AFFCU Foreign ATM Transaction Fees
The checking account with great perks for little to no cost. Enjoy all of the benefits of Value Checking, plus other benefits including:
Courtesy Pay up to $500
One FREE Box of Standard Checks Per Calendar Year
The perfect everyday checking account with no monthly service fee and no minimum balance required.
Visa Debit Card (Signature and Pin-Based Transactions)
Access to nearly 30,000 Surcharge-Free CO-OP ATMs
Access to Shared Branch Network (After 30 Days)
The perfect no-check checking account that safeguards against various fees.
No monthly fee
Free CyberMAT online banking and mobile banking app
Access to 30,000 surcharge-free CO-OP ATMS nationwide & worldwide
Compare All Checking Accounts
AFFCU Checking Accounts
Advantage Checking1 See footnote 0.05% 0.05% Plus Checking2 See footnote 0.05% 0.05% Elite Checking3 $0.00 – $9,999.99 0.05% 0.05% $10,000.00 – $24,999.99 0.35% 0.05% – 0.23% $25,000.00 – $49,999.99 0.50% 0.23% – 0.37% $50,000.00 – $99,999.99 0.70% 0.37% – 0.53% $100,000.00 – $249,999.99 0.90% 0.53% – 0.75% $250,000.00 – $500,000.00 1.10% 0.75% – 0.93% $500,000.01 and greater 0.00% 0.93% and less
Initial Opening Deposit $25 $25 $25 $25 $25 Monthly Service Fee $6 $5 $4 $0 $0 Minimum Daily Balance to Avoid Monthly Service Fee $50,000 $750 $500 $0 $0 Dividends Earned ● Best APY! ● ● FREE Standard Boxes of Checks per Calendar Year 3 2 1 Cash Rewards1 ● ● ● Courtesy Pay2 ● ● ● No AFFCU Foreign ATM Transaction Fees ● ● No AFFCU Foreign ATM Inquiry Fees ● ● No Overdraft Protection Transfer Fees ● FREE Visa Debit Card ● ● ● ● ● PIN only3 FREE Online Bill Pay ● ● ● ● ● FREE Online Banking and Mobile App ● ● ● ● ● FREE eStatements ● ● ● ● ● Access to nearly 30,000 Surcharge-Free CO-OP ATMs3 ● ● ● ● ● Access to over 5,000 Shared Branch locations (After 30 days) ● ● ● ● ● Learn More Learn More Learn More Learn More Learn More
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. Enrollment required for Cash Rewards program.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
3SAF-T account is limited to PIN-based transactions only, no credit transactions. Member will be responsible for out-of-network and foreign ATM fees.
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