-
Overview
The card you'll reach for every time
You want a credit card that gives you the lowest fees and the best perks. At AFFCU, we understand there’s nothing more important in a credit card than a great rate, convenience, security protection, and a fantastic rewards program. With the AFFCU Visa Platinum card, you’ll get all this and more. Open your credit card today and start enjoying the platinum lifestyle you deserve.
To explore the wide range of rewards available to you on your Visa Platinum card, visit Credit Card Rewards.
- No annual fee, low rate and low monthly payments
- Same rate for purchases, balance transfers and cash advances
- Zero liability protection in case of fraud
- Free Verified By Visa fraud protection
- A wide range of reward options, learn more!
"With the expert help of the credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”
Jon Hooper, member since 2014Easy applicationsGet your Visa Platinum card by coming into a branch, giving us a call, or applying right here online.
Apply NowExplore the wide range of rewards on your Visa Platinum card.
Whether you’re interested in electronics, travel, or just want the perfect gift card, you can earn stellar rewards through our CU Rewards program. When you spend, you’ll earn points you can redeem for anything from a new vacuum to a dream vacation. With our Visa Platinum card, you’ll get 2,500 bonus points just for signing up, no strings attached.
-
Rates
Type Visa® Platinum Credit Card Rates
APR* Visa Platinum Card 9.50% Apply Today * APR = Annual Percentage Rate. APR for purchases is 9.50% to 16.50% when you open your account, based on your creditworthiness. After that your APR will vary with the market based on the Prime Rate.
- Minimum monthly payment due will be the greater of: a) 2.5% of outstanding balance or b) $10.
-
Calculator
-
Questions
Frequently Asked Questions
-
How can I pay my monthly credit card bill?
There are five ways to pay your monthly credit card bill?
- In person at an AFFCU branch (link to ATM & Locations page)
- By phone at 800-227-5328 or 210-673-5610
- In Online Banking
- In Mobile Banking
- By mail
-
What will be my minimum monthly payment?
2.5% of the balance or $10.00; whichever is greater.
-
How do I view my credit card balance?
There are five easy ways to view your monthly statement:
- In Online Banking
- In Mobile Banking
- In an AFFCU branch (link to ATM & Locations page)
- At 800-637-7728 and follow the voice prompts
- In your electronic statement or mailed paper statement
-
Does my credit card charge a foreign-transaction fee?
Yes, when traveling abroad, there is a Visa International Service Fee, that is 1% of the transaction amount.
-
Is there a late payment fee?
Yes. It can be up to $37.00, but no greater than the minimum payment amount.
-
What security protections does this card have?
We're glad you asked. Security is of utmost importance to us. Each of our cards comes with:
- EMV Technology—this chip-enabled security provides an extra layer of security when used in a chip card reader.
- Verified by Visa—a free, simple-to-use service that confirms your identity with an extra password when you make an online purchase.
- Zero Liability Protection—you won’t be held responsible for unauthorized charges made with your card or account information.
-
How can I pay my monthly credit card bill?