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Platinum Credit Card - A card with class

Enjoy the benefits of a platinum lifestyle

New to AFFCU? Join and apply. Members can apply now.
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  • The card you'll reach for every time

    You want a credit card that gives you the lowest fees and the best perks. At AFFCU, we understand there’s nothing more important in a credit card than a great rate, convenience, security protection, and a fantastic rewards program. With the AFFCU Visa Platinum card, you’ll get all this and more. Open your credit card today and start enjoying the platinum lifestyle you deserve.

     

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    To explore the wide range of rewards available to you on your Visa Platinum card, visit Credit Card Rewards.

    • No annual fee, low rate and low monthly payments
    • Same rate for purchases, balance transfers and cash advances
    • Zero liability protection in case of fraud
    • A wide range of reward options, learn more!
    • Learn About Credit Insurance

    "With the expert help of the credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”

    Jon Hooper, member since 2014
    New to AFFCU?

    You can get started here.

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    Credit Card Interactive Lesson

    Credit cards are a valuable financial tool that may build or improve your credit when used responsibly. The key is understanding whether a credit card is the right decision for you.

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    Credit Scores and Reports Interactive Lesson

    Understanding how credit scores and reports work can help you achieve financial goals such as buying a home, leasing a car, or paying off debt.

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    Explore the wide range of rewards on your Visa Platinum card.

    Whether you’re interested in electronics, travel, or just want the perfect gift card, you can earn stellar rewards through our CU Rewards program. When you spend, you’ll earn points you can redeem for anything from a new vacuum to a dream vacation. With our Visa Platinum card, you’ll get 2,500 bonus points just for signing up, no strings attached.




  • Type Visa® Platinum Credit Card Rates

    APR*
    Visa Platinum Card 7.75%

    * APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR for purchases is 7.75% to 14.75% when you open your account, based on your creditworthiness. After that your APR will vary with the market based on the Prime Rate.

    - Minimum monthly payment due will be the greater of: a) 2.5% of outstanding balance or b) $10.

    Click here for full disclosures



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  • Frequently Asked Questions

    Help

    For more information or if you have a question, please get in touch with us.

    Contact Us

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    • I’m mostly interested in a credit card
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Rewards Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance