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  • New Website and Digital Banking Coming Soon

    Get ready for a whole new digital experience! Our new website and digital banking platform will be launching soon. Make sure your contact information within online and mobile banking are up to date so we can keep you up to date on the latest details.

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As an AFFCU member, you'll be instantly rewarded with great rates, exclusive discounts, financial education resources, premier online banking services, and more! Military affiliation is not required to join.

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  • Overview

    Be a part of something special

    When you open an account with AFFCU, you’ll become a part of an organization with a proud heritage and a long history. Military affiliation is not required to join. Opening an account is easy, and you can do it right here online.

     

     

    Open an Account

    AFFCU Stands Behind Our Core Values

    Integrity

    Our members trust us with not only their money, but also with their futures. We are committed to living up to that trust in every way.

    Service

    Tired of run-of-the mill service and slow responses? You’ve come to the right place. Here, you’ll always be greeted with a smile and an immediate offer to help.

    Excellence

    Because we’re not for profit, all of our time and talents are focused on giving you an excellent experience, whether that’s the perfect loan with the perfect rate, or just in answering a difficult question.

    Our Vision and Mission

    Vision Statement

    “Your One Financial Partner”

    Mission Statement

    Be the ONE Financial Institution that BEST MEETS THE NEEDS of OUR MEMBERS WHEREVER THEY ARE.

     

     

     

    Testimonial

    “With the expert help of my credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”

    – Jon Hooper

  • Why AFFCU

    Why AFFCU?

    Combining small-town values with global access and innovations, we bring integrity, service, and excellence to meet all of your financial needs—no matter where in the world you may be.

    Our Story

    We started small. In 1952, ten servicemen at Lackland Air Force Base pooled together $5 per share to open Lackland Federal Credit Union, Charter no. 8169 —what would later become AFFCU. This determined group operated out of a one-room office on the base, with part-time hours and part-time employees.

    Our Vision Statement

    “Your One Financial Partner”

    Our Mission Statement

    Be the ONE Financial Institution that BEST UNDERSTANDS and MEETS THE NEEDS of OUR MEMBERS WHEREVER THEY ARE

    But they didn’t stay that way. Within just one year, that ten-man-operation gained 853 members, and AFFCU now serves over 52,000 member-owners across the globe—both in and out of the military. These members have access to multiple AFFCU Financial Centers, over 200 CO-OP shared branches in Texas, and more than 5,000 shared branches nationwide.

    Yet while we may have grown, we still cling to the small-town values and commitment to our member-owners that led us to first open that one-room office over 60 years ago.

    Our Values

     

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    Integrity.

    At AFFCU, we believe in integrity first. We exist to serve our members, not to make a profit. Our earnings are returned to you, the member-owners, in higher interest rates on deposits and lower loan rates and fees. You can always count on us to do what’s best for you.

     

     

     

     

     

    Service.

    We know that you need a credit union you can count on, so our employees live by the motto “Service before self.” Say you’re stranded in a foreign country and your credit card is frozen: we will work through the night to melt that ice! (Believe us, it’s happened).

     

     

    Excellence.

    AFFCU is committed to be your one financial partner. As such we go above and beyond the call of duty to meet our members’ needs. We take the time to talk to our members, listen to their concerns, and answer any and all questions they may have about their finances or our policies.

  • Member Benefits

    Benefits you’ll love

    As a member of AFFCU, you’ll get access to all kinds of benefits, from lucrative rewards to discount amusement park tickets. Browse all the options and see how AFFCU can benefit you.

    Member Benefits

    As a member of AFFCU, you’ll get access to all kinds of benefits, from lucrative rewards to discount amusement park tickets.

     

    Learn More

  • Business Partners

    Your business needs the right partner

    Interested in giving your employees credit union membership? Partner up with us to save on time and provide your employees with great financial benefits. Currently, 54% of US employers offer credit union membership to their employees.  Getting on board with our program helps you stay competitive. Even better news? The partnership is free.

     

    Learn More

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    • I’m mostly interested in a credit card
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Rewards Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance